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					Originally Posted by neoflex  Can you not get insurance with AT&T? (Assuming that is who you are with since it's an Iphone)  I know with Verizon I pay about $5 a month for insurance and if the phone gets broken or lost I can replace it with a simple deductible of $50.  Hell of a lot cheaper than paying full pop especially when replacing Smart Phones.  If I lose my Blackberry $50 will be a lot less painful than $300.As far as the Iphone, I am a Mac user but refused to get the Iphone and be locked down to AT&T.  Had them in the past and hated them plus I heard their service is crappy from all the Iphone users running data heavy apps.  I think once Google releases the Nexus on all carriers the Iphone will have a tough competitor to contend with as it sounds like it's going to be a helluva phone.
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 Ditto... me and the wife have BB Storms... I immediately asked how much it'd be to replace one.. they said 600$ (this was when they first came out).. 
Insurance is worth it. Haven't had to use it.. but it's nice peace of mind.