Life Insurance question

[BloodSpite]

Originally Posted by floydpink

Don't lie.

The amount you save for being a non tobacco user isn't nearly worth the risk of having your family need the insurance, and it getting denied because they discovered you lied.

Tell them the truth and let the chips fall where they may.

This.

If you kick the bucket next week and they find out you smoked? They can, in theory, negate the insurance. Not worth it.