Fiscal Responsibility

landhoney · 11-26-2008, 08:41 AM

I agree with the OP, keep within your budget.

My only general disagreement is with people's idea that credit cards are bad, or that you shouldn't charge things. If you have the money, what's wrong with that? I pay my balances off each month and an amazing thing happens....I get money back from the CC companies for every dollar I spend, to the tune of several hunded dollars a year. I'm in the camp that guns don't kill people, people kill people. It's the same with credit cards, they're not bad, but irresponsible spending with them is of course.
They also are a great way to keep track of spending (debit cards will do the same though). We upload all transactions into a financial program to track spending and keep up with how and where we are spending money. Harder to do with cash transactions.

11-26-2008, 08:41 AM	#10
landhoney Mr. Charisma Join Date: Oct 2008 First Name: Seth Location: In the forest Posts: 2,639 Trading: (32)	Re: Fiscal Responsibility I agree with the OP, keep within your budget. My only general disagreement is with people's idea that credit cards are bad, or that you shouldn't charge things. If you have the money, what's wrong with that? I pay my balances off each month and an amazing thing happens....I get money back from the CC companies for every dollar I spend, to the tune of several hunded dollars a year. I'm in the camp that guns don't kill people, people kill people. It's the same with credit cards, they're not bad, but irresponsible spending with them is of course. They also are a great way to keep track of spending (debit cards will do the same though). We upload all transactions into a financial program to track spending and keep up with how and where we are spending money. Harder to do with cash transactions.