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08-27-2010, 06:50 AM
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That's a Corgi
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Re: Refinance
Stay away from an ARM if possible. If the fixed rate terms work, then that's it; no worries. Another thing to consider is over valuation of your property. If you take a loan out on a value you're never going to get, you'll be upside down and that is the worst.
13 payments a year will shave a lot of time and interest off of a mortgage.
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